This policy covers how “CBC21.COM» treats personal information that “CBC21.COM» collects and receives, including information related to your past use of “CBC21.COM» products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.

This policy does not apply to the practices of companies that “CBC21.COM» does not own or control. “CBC21.COM» collects personal information when you register with “CBC21.COM», when you use “CBC21.COM» products or services, when you visit “CBC21.COM» pages or the pages of certain “CBC21.COM» partners.

“CBC21.COM» may combine information about you that we have with information we obtain from business partners or other companies. When you register we ask for information such as your name, email address, zip code, occupation, industry, and personal interests. For some financial products and services we may also ask for your address, Social Security number, and information about your assets.

Once you register with “CBC21.COM» and sign in to our services, you are not anonymous to us. “CBC21.COM» collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer. “CBC21.COM» uses information for the unique purposes: to customize the advertising and content you see.

“CBC21.COM» does not rent, sell, or share personal information about you with other people or nonaffiliated companies except to provide products or services you've requested, when we have your permission, or under the following circumstances: We provide the information to trusted partners who work on behalf of or with “CBC21.COM» under confidentiality agreements.

These companies may use your personal information to help “CBC21.COM» communicate with you about offers from “CBC21.COM» and our marketing partners. However, these companies do not have any independent right to share this information. We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims; We transfer information about you if “CBC21.COM» is acquired by or merged with another company.

In this event, “CBC21.COM» will notify you before information about you is transferred and becomes subject to a different privacy policy. “CBC21.COM» does not provide any personal information. “CBC21.COM» advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies.

“CBC21.COM» works with vendors, partners, advertisers, and other service providers in different industries and categories of business. “CBC21.COM» lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies' use of their cookies is subject to their own privacy policies, not this one. You can edit your “CBC21.COM» Account Information, including your marketing preferences, at any time.

New categories of marketing communications may be added to the Marketing Preferences page from time to time. Users who visit this page can opt out of receiving future marketing communications from these new categories or they can unsubscribe by following instructions contained in the messages they receive.

We reserve the right to send you certain communications relating to the “CBC21.COM» service, such as service announcements, administrative messages and the “CBC21.COM» Newsletter, that are considered part of your “CBC21.COM» account, without offering you the opportunity to opt-out of receiving them. You can delete your “CBC21.COM» account by visiting our Form page.     

We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs. “CBC21.COM» may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your “CBC21.COM» account or by placing a prominent notice on our site.